March 2008   

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“Good business leaders create a vision, articulate the vision, passionately own the vision, and relentlessly drive it to completion.”

-Jack Welch

"Vision is the art of seeing things invisible."
-Jonathan Swift

"Business, more than any other occupation, is a continual dealing with the future; it is a continual calculation, an instinctive exercise in foresight."
-Henry R. Luce

Money to Grow with Little to Low Down


Complete this phrase: I'm from the government and I've come to….

If you finished it with "lend you money," you'd be in the minority but you'd be right on the money. I've been singing the praises of SBA-backed loans for a while now because they offer owners the ability to buy and develop their own locations and equipment with little down with payments spread out over a much longer period.

This means you get to keep valuable working capital in the bank in reserve for cash flow needs while keeping your monthly payments low.

Let me give you an example of an actual deal involving the purchase and remodel of an existing property. In this example, the borrower put down 10% of the project costs, but based on the borrower's business plan, recouped that down payment through the funding of working capital at the completion of the construction process. This sample is courtesy of Paul Jokerst, a loan officer with CIT Small Business Lending. 

Free Webinar

Friday, April 25

Looking to buy your own location?
Want to expand or upgrade your current location?
Want to buy a business?
Need money to fund succession plans?
Want to put less down and keep more working capital?

Then plan to attend our upcoming Webinar on Friday, April 25. details


Profit Mastery for Jewelers

2008 Schedule is Finalized!

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Workshops for Business Owners

Over 97% of the people attending our workshops say they've substantially increased their under- standing of the health, strengths and weaknesses of their companies. Change the way you manage your business, increase your cash flow, and find profits you never knew existed.