Business Resource Services Tool Kit

Business Resource Services

Worksheets to download and print

Get prepared for uncertain times with our Critical Issues Toolkit. We've got articles, checklists and forms for you to download and share. Visit the links for more business resources.

You may photocopy as many forms as you need. Permission is granted to reproduce any of the forms in this section for private use, but not for any form of resale or use in services for which fees are paid.

Balance Sheet Worksheet

Income Statement Worksheet

Ratio Analysis Worksheet

Cash Budget Spreadsheet 8 1/2 x 11

Cash Budget Spreadsheet 11x17

Financial Gap Calculation

Break-Even Worksheets

Expansion Analysis Worksheet

The Road Map

How to Read the Road Map

Profit Plan and Cash Flow Projection

Basic Management Tips for Improving Cash Flow
17 steps to bring in more cash.

Fiscal Physical Checklist
A business, just like a body or car, needs regular checkups and maintenance to stay in optimum health. The Fiscal Physical Checklist consists of 35 management issues that, when completed, will help give a business staying power and good returns.

HTML

13 Red Flags to Bookkeeping Fraud

Roadmap Analysis
Want to apply the same step-by-step process we use with our case study companies to your own business? Use this form to diagnose and improve your company's financial performance.

HTML

The Road Map
The Road Map provides a visual “big picture” overview of your business. It can take you through a process of analysis designed to pinpoint potential problem areas using cause-and-effect relationships.

Sample Loan Proposal

Ten Critical Steps
Learn the steps to take now to prepare for tough times ahead.

What's Your Business Worth?
Learn the key issues relating to valuing a company.

What to Look for in an Accountant
Having good accounting advice is more important than ever. Learn how to find a good match for your company.

Locating an Accounting Professional

American Institute of Certified Public Accountants

accountantsworld.com

Analyzers

By using the Planning for Profits Analyzer, you'll be able to make better decisions relating to cost, volume, and pricing changes that will help you reach targeted profit levels.

When growth is planned for and managed ahead of time, you can increase the benefits of growth (more profits) while minimizing the cost of growth (increased debt). With our Planning for Growth tool, you can better determine the necessary funding to support your projected growth.

Resource Links
https://rmaweb.rmahq.org	Need benchmarks for your industry? Risk Management Association's Annual (RMA) Statement Studies make it easier to find out how business owners like you are reaching their financial goals. Download your industry benchmarks directly from RMA.
http://www.challengesinc.com	Need help in succession planning, operational issues, or solving relationship conflicts in your business? Jim and Marie Kwaiser of Challenges, Inc. are experts in finding solutions for family businesses.
www.sba.gov/sbdc	A broadband service delivery network designed to make a significant, strategic investment in building and enhancing local economies in the US, Puerto Rico, US Virgin Islands, Guam and American Samoa. "America's small business resource."
www.wsbdc.org	Washington State Small Business Development Centers promote economic vitality by providing advice, training and research to entrepreneurs and existing businesses statewide.
www.franchise.org	Resource site for the International Franchise Association.
www.nolo.com	This is the small business tax section of Nolo's web site. The Nolo web site is published by Nolo Press, which specializes in legal information and self-help publications for lay persons.
www.toolkit.cch.com	The CCH Business Owner's Toolkit is by CCH Inc., a provider of business, legal, and tax information and software to the business community.
www.irs.gov	Might as well go straight to the source! This is a very well-designed and useful site. It includes quick and interactive answers to popular business questions, bulletins to help you keep up with the newest changes in tax codes, access to electronic services, forms and publications available on-line and FAQ's.
www.strategis.gc.ca	Industry Canada - Industry Canada's resource for Canadian businesses.
www.instbusapp.org	Institute of Business Appraisers "IBA" was established in 1978. The institute specializes in business appraisal education and certification. IBA is the original professional society devoted exclusively to the appraisal of closely held businesses, and has a membership of over 3000. Their web site has information on the IBA's database of private transactions, tutorials on valuation methodology and a search engine to help you find a Certified Business Appraiser.
www.netplanning.com	National Network of Estate Planning Attorneys - provides information on the estate planning process, including links to estate planning attorneys by state.
www.mtpalermo.com	Crash Course in Wills and Trusts - covers many areas of estate planning from the simple to the complex with a consumer focus.
www.estateplanninglinks.com	Dennis Kennedy Estate Planning Links Websites - A comprehensive and categorized list of web pages devoted to estate planning and related issues.
www.gsb.org	Graduate School of Banking - GSB provides a unique and extraordinary opportunity for bankers to experience the entire world of the financial services industry. Visit the site to learn more about our Beyond Survival online series of programs for banks and their business customers.